Pay & Tax

Netto

net (take-home) salary

What it means

What actually lands in your bank account after income tax, solidarity surcharge, church tax (if applicable) and social security contributions are withheld from your Brutto salary.

In practice

Always negotiate and budget on Netto, not Brutto — the gap in Germany is typically 35–45% depending on tax class.

Related tools & guides

Related terms

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